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Lotty Mercedes
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Lotty belongs to the Mujeres Talentosas (“Talented Women’s”) Communal Bank. Her business is located at Jr. Tarapaca 399 in the Callería District, in the Department of Ucayali. She is 34 years old and has 3 children. Her husband is a merchant, but his income is not enough to meet the family’s daily needs.
It is for this reason that Lotty received her first loan of 300 Peruvian Soles ($100) from Kiva Partner Manuela Ramos, which she decided to invest in constructing retail units to rent out.


With the loans she received and the profits she earned Lotty was able to construct more retail units to rent out. Because of the retail units’ central location, Lotty rented them out very quickly, and they are now thriving businesses that generate more income for her.


Lotty will use this loan of 2,000 Soles ($750) to refurbish her retail units. The loan will be repaid in 4 months.


Lotty feels more independent, and is now able to enjoy the financial stability that she always wanted. She is very happy to provide for her family.

Translated from Spanish by Chris Knutson, Kiva Volunteer


La señora Lotty pertenece al Banco Comunal Mujeres Talentosas, ubicado en el Jr. Tarapaca 399, del Distrito de Calleria del Departamento de Ucayali. Tiene 34 años, es madre de 3 hijos, su esposo es comerciante, pero el ingreso que tiene no le alcanza para su economía diaria, es así que Lotty con el primer préstamo recibido de Manuela Ramos S/. 300 decidió invertirlo en la construcción de locales para alquilar.


En la actualidad con los préstamos recibidos y las ganancias obtenidas, pudo construir mas locales para alquilar, por la zona céntrica en que se encuentran sus locales los alquilo rápidos y están funcionando negocios, que le generan mas ingresos económicos.


Con este préstamo de S/. 2,000, el cual será pagado en 4 meses, refaccionara sus locales.


Lotty se siente más independiente, ahora puede gozar de una estabilidad económica que siempre quiso tener, aporta en su hogar y eso la hace muy feliz.

About Peru

  • $6,715
    Average annual income
  • 66
    View loans »
    Peru Loans Fundraising
  • $53,916,525
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD