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Patricia set up a small business after she arrived in the neighborhood where she currently lives. She bought herself a display case and stands to sell paper, notebooks, even gift items.

She tends the store alone because she works from 8 a.m. until 10 p.m. She says that in the beginning there was a lot of crime in the area and she didn't have much business. Little by little the conditions have improved, though, and now it's going very well for her in her business.

Patricia's dream is to expand more to be able to satisfy the demands of her daily customers. She also says she would like to fix up her house, where she lives with her husband, who currently isn't working. That's her dream.

With the loan she wants to buy notebooks, paper, clothing, etc.
View original language description ↓
Patricia desde que llego al barrio donde actualmente ella radica se puso un pequeño negocio. Se compro una vitrina y perchas de allí ella vende laminas, cuadernos hasta artículos de bazar. Ella Atiende su pequeño negocio sola. ya que comienza a trabajar desde las 8.00am hasta las 10.00pm. Ella cuenta que al principio su zona era de mucha delincuencia y no había mucha productividad para su negocio pero poco a poco ha ido mejorando esas condiciones pues ahora le va muy bien en su negocio y su sueño de Patricia es ampliar más para poder satisfacer las necesidades de sus consumidores que dio a día le compran en su bazar. Y Ella cuenta que quisiera arreglar su vivienda la cual vive con su esposo que por ahora se encuentra sin trabajo ese es el sueño que ella tiene . Con el préstamo quisiera comprar: cuadernos , papeles , laminas, ropa etc

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 75
    View loans »
    Ecuador Loans Fundraising
  • $25,019,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Patricia to buy notebooks, paper, clothing, etc.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 9, 2012
Oct 12, 2012
Currency Exchange Loss:
Jul 17, 2013