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Ruby Vanessa
Ruby, 24, is married and has two children. She comments that she started selling natural products four years ago. She relates that it was very difficult for her at the beginning because it was embarrassing for her so she started out just selling among her family members but not anymore and now she sells to friends and neighbors too. She’s going to use the loan to buy Omnilife drinks, Multi-7 and many more products.
View original language description ↓
Ruby tiene 24 años de edad estado civil casada, tiene 2 hijos. Ruby comenzó ya hace 4 años ella vende productos naturales. Ella al comienzo le resulto muy duro para ella porque le daba mucha vergüenza porque solo comenzó vendiendo a sus familiares pero ya ahora no , porque le vende a sus amigos, vecinos. Su meta es que sus ventas incrementen y arreglar su vivienda Con el préstamo ella quiere comprar: bebidas omnilife, multi 7 y mucho más productos etc.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 88
    View loans »
    Ecuador Loans Fundraising
  • $24,583,400
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Ruby Vanessa to buy Omnilife products.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Sep 9, 2012
Nov 1, 2012
Currency Exchange Loss:
Sep 25, 2013