María is 54 years old, single, and doesn't have any children. She bought a display case and stands and started selling laminated educational materials, composition books and other stationery products. She serves alone in her store from 8.00am to 10.00pm. She says that at first there was a lot of crime in her area and her business did not do very well but the conditions gradually improved and now her business is doing very well. Her dream is to further expand her business so that she can meet the needs of the customers who come to her store every day. She says that she would also like to fix up her home and her dream is to buy a car. She will use this loan to buy stationery products, paper, laminated sheets, etc.
María tiene 54 años estado civil soltero, no tiene hijos. Se compro una vitrina y perchas de allí ella vende laminas, cuadernos hasta artículos de bazar. Ella Atiende su pequeño negocio sola. Ya que comienza a trabajar desde las 8.00am hasta las 10.00pm. Ella cuenta que al principio su zona era de mucha delincuencia y no había mucha productividad para su negocio pero poco a poco ha ido mejorando esas condiciones pues ahora le va muy bien en su negocio y su sueño es ampliarlo más para poder satisfacer las necesidades de sus consumidores que dio a día le compran en su bazar. Y Ella cuenta que quisiera arreglar su vivienda y el sueño de ella es comprarse un carro. Con el préstamo quisiera comprar: artículos para el bazar, papeles, laminas, etc.
About Banco D-MIRO
Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.