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Rosa Agustina
When she first arrived in the neighborhood that she currently lives in, Rosa set up a small business. She bought a display cabinet and some stands and started selling laminated posters, exercise books and other miscellaneous products. She works alone in her business, from 8.00am to 10.00pm. She says that at first there was a lot of crime in her neighborhood and not a lot of productivity for her business. However, gradually these conditions have improved and her business is now going very well. Her dream is to expand her business so that she can meet the needs of the customers who visit her store every day. Rosa says that she would also like to fix up the house where she lives with her husband who is currently out of work. This is her dream. Rosa would like to use her loan to buy products for her store: papers, laminated posters, clothing, etc.
View original language description ↓
Rosa desde que llego al barrio donde actualmente ella radica se puso un pequeño negocio. Se compro una vitrina y perchas de allí ella vende laminas, cuadernos hasta artículos de bazar. Ella Atiende su pequeño negocio sola. ya que comienza a trabajar desde las 8.00am hasta las 10.00pm. Ella cuenta que al principio su zona era de mucha delincuencia y no había mucha productividad para su negocio pero poco a poco ha ido mejorando esas condiciones pues ahora le va muy bien en su negocio y su sueño es ampliarlo más para poder satisfacer las necesidades de sus consumidores que dio a día le compran en su bazar. Y Ella cuenta que quisiera arreglar su vivienda la cual vive con su esposo que por ahora se encuentra sin trabajo ese es el sueño que ella tiene . Con el préstamo quisiera comprar: artículos para el bazar , papeles , laminas, ropa etc

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 81
    View loans »
    Ecuador Loans Fundraising
  • $25,019,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $1,600 helped Rosa Agustina to buy goods for her general store such as paper, laminated posters, clothing, etc.
Repayment Term
17 months (Additional Information)
Repayment Schedule
Sep 9, 2012
Nov 1, 2012
Currency Exchange Loss:
Nov 30, 2012