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Maria Carmen
María is a seamstress. She is 28 years old, married, and has two children: a three-year-old daughter and a 7-year-old son. Her mom started teaching her how to sew clothes in her small sewing workshop and María gradually came to love this work. Right now she helps her mom out in her sewing workshop. She starts work at 8.00am. Her husband works as a refrigeration specialist and his salary isn't enough to set up the workshop María so longs for. Her desire and wish is to set up her own sewing workshop as she would like to become a fashion designer. María would like to use her loan to buy supplies such as threads, fabric, fasteners, etc.
View original language description ↓
María tiene 28 años de edad de estado civil casada tiene dos hijos, una de 3 años y el otro de 7 años. La mama comenzó a enseñarle en su pequeño taller de costura como se confeccionada ropa. Poco a poco María comenzó a gustarle mucho este oficio. En la actualidad María le ayuda en el taller de costura y confección a la mama.Por lo regular trabaja desde las 8AM ,ya que su esposo trabaja como maestro de refrigeración y con su sueldo no le alcanza para ponerse el taller de costura que tanto desea Maria . El anhelo de Ella es también ponerme un taller de costura. Ella quisiera ser una diseñadora de modas . con el préstamo comprara implementos como: hilos , telas , cierres, etc

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 64
    View loans »
    Ecuador Loans Fundraising
  • $24,577,575
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Maria Carmen to buy threads, fabric, fasteners, etc.
100% repaid
Repayment Term
16 months (Additional Information)
Repayment Schedule
Oct 2, 2012
Nov 1, 2012
Currency Exchange Loss:
Feb 25, 2014