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Sara Esmirna
Sara Esmira is very hardworking and dedicated. She works daily from 6am to 9pm, seven days a week in her small grocery and clothing store, located in her home. Her mother helps her with the business.

She asks the institution for a loan to invest in capital, purchasing basic grains, dairy products, perishables and a variety of clothing. Her objective is to have a greater variety of products to offer her customers and thereby capture more buyers. The previous loan was invested in her business in the purchase of products for resale.

She thanks Ceprodel and Kiva for the opportunity and trust given to her, because of which she will invest in her business in a way that will allow her to sustain her home and improve her living conditions.
View original language description ↓
La señora Sara Esmirna es muy trabajadora y emprendedora, labora diario desde las seis de la mañana hasta las nueve de la noche, los siete días de la semana en su pulpería y tienda de ropa, ubicada en su casa de habitación, su madre le ayuda en el negocio.

Solicita el préstamo a nuestra institución para invertir en capital de trabajo, para la compra de granos básicos, lácteos, perecederos y ropa variada. Esto con el propósito de tener mayor variedad de productos y ofrecer a sus clientes más artículos; con el propósito captar mas compradores. El crédito anterior lo invirtió en su negocio en la compra de productos para su venta.

Agradece a ceprodel y Kiva, por la oportunidad y la confianza depositada en ella, por lo que este crédito lo invertirá en su negocio de forma que esto le permitirá llevar el sustento a su hogar e ir mejorando su condición de vida.

Additional Information

About CEPRODEL

This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $3,636
    Average annual income
  • 59
    View loans »
    Nicaragua Loans Fundraising
  • $23,422,650
    Funds lent in using Kiva
  • 23.9
    Nicaragua Cordobas (NIO) = $1 USD
Expired
A loan of $1,050 helped Sara Esmirna to buy basic grains, dairy products, perishables and various clothing.
Repayment Term
17 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 28, 2012
Listed
Oct 11, 2012
Currency Exchange Loss:
Possible
Expired:
Nov 10, 2012