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Ms Nisar is a 45-year-old married woman. Nisar and her husband are currently involved in a live stock business that is being run at their house. The man shown in the photo is Nisar’s husband. Her husband was running this activity alone since his childhood. But right after the marriage, Nisar felt that her husband is overburdened and unable to manage indoor and outdoor activities at the same time with efficiency. Then she decided to take charge of the in-house job of managing cattle. Both Nisar and her husband are happy with their business and have an idea of business expansion for the secure future of their children. They want to use the loan of Rs. 25,000 to purchase more goats right after the Eid-ul-Azha (a religious event of Muslims) so that they can get them at cheaper rates.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 327
    View loans »
    Pakistan Loans Fundraising
  • $15,673,250
    Funds lent in using Kiva
  • 95.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Nisar to purchase more goats.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 2, 2012
Oct 14, 2012
Currency Exchange Loss:
Nov 17, 2013