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Maria Elizabeth
María Elizabeth, 31, lives with her life partner and her children. She owns a store where she sells convenience store items: bulk grains, milk, eggs and bread, among others. She has several years of experience in the business and this has made her very familiar with sales which enables her to obtain the best profits. The store is located in María's home in an area that has heavy footfall, and she has obtained a lot of customers. All of her neighbors and the locals prefer her because she always has what they need with quality products, good prices and excellent service.

María is a woman committed to her work and she feels proud of what she has achieved to date. She is keen to continue along her path and make every effort as she knows that in the end she will obtain a great reward: success. Recently demand has risen and she wants to make the most of it to grow the business and make a new investment, but she needs capital which is why she is seeking a loan from INTEGRAL to allow her to buy bulk grains, instant products, sweets, bread, eggs, drinks and so on. María Elizabeth has good payment references and is responsible, she says that she will be able to repay the loan and at the same time, she has faith that she will give her family a better quality of life.
View original language description ↓
María Elizabeth de treinta y uno años de edad vive junto a su compañero de vida y sus hijos; ella posee una tienda donde vende artículos de primera necesidad granos básicos, leche, huevos, pan, entre otros, tiene varios años con el negocio y eso le ha regalado mucha experiencia en las ventas lo que le permite obtener las mejores ganancias, la tienda esta ubicada en su vivienda en una localidad muy concurrida de personas, se ha hecho de mucha clientela todos sus vecinos y las personas aledañas la prefieren porque siempre tiene lo que necesitan con producto de calidad, buenos precios y un servicio excelente; María es una mujer dedicada a su labor y se siente orgullosa de lo que ha logrado hasta el momento, quiere continuar su camino y esforzarse al máximo pues sabe que al final obtendrá una gran recompensa, el éxito; últimamente aumento la demanda y quiere aprovechar para acrecentar el negocio y realizar una nueva inversión pero necesita de capital por eso le solicita a INTEGRAL un crédito que le permita comprar granos básicos, producto instantáneo, golosinas, pan, huevos, bebidas etc. María Elizabeth tiene buenas referencias de pago y es responsable asegura poder saldar la deuda y a la vez tiene fe que le dará a su familia una mejor calidad de vida.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $4,900
    Average annual income
  • 645
    View loans »
    El Salvador Loans Fundraising
  • $24,232,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Expired
A loan of $700 helped Maria Elizabeth bulk grains, instant products, sweets, bread, eggs and drinks.
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 20, 2012
Listed
Oct 11, 2012
Currency Exchange Loss:
N/A
Expired:
Nov 10, 2012