Update on Rosa MaríaRosa María lives with her life companion, Antonio, her children and her mother in her own house. She works selling traditional cadies made from caramel, coconut and tamarind, among others. She has much experience in this which allows her to make the most delicious candy and earn good profits. She sells both at home and from place to place. She’s acquired a large number of regular customers who prefer her because she always has what they need at affordable prices with good quality products and excellent service.
Rosa María is a successful, enterprising woman who is very dedicated to her work. She’s always looking for new opportunities that will lead to success. Demand has increased in recent weeks and she wants to take advantage of this and make a new investment but needs capital to do so which is why she’s asking INTEGRAL for a loan to buy milk, coconut, tamarind, etc. Rosa María has good payment references and assures that she will be able to repay the loan while being confident that she’ll give her family better quality of life.
Previous Loan DetailsRosa María E. D. B., 39, lives with her husband and their 3 minor children, who, thanks to a lot of effort, are all in school. Rosa lives with her family in Sensuntepeque in the Cuscatlán department. She has her own business where she sells sweets that are typical of El Salvador such as coconut... More from Rosa María's previous loan »
About Apoyo IntegralApoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.
Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
About El Salvador
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Success!! The loan was 100% repaid