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Teresita is widowed with six children. She is 54 years old and lives in Pan-ay, Clarin. Teresita is a farmer who grows vegetable crops to earn a living. Teresita has been doing this for three years. Teresita has requested a loan of 20,000 Philippine pesos (PHP) to purchase additional fertilizers.

Teresita has been a member of PMPC for four years. In the future, Teresita hopes to improve their general living conditions.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.

About Philippines

  • $7,000
    Average annual income
  • 760
    View loans »
    Philippines Loans Fundraising
  • $63,325,000
    Funds lent in using Kiva
  • 41.4
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Teresita to purchase additional fertilizers.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Sep 11, 2012
Oct 14, 2012
Currency Exchange Loss:
Apr 16, 2014