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Maria Del Socorro
María Cruz, 47, is a single mother with a seven-year-old daughter who’s in elementary school. Maria has worked for town hall for the last 12 years as a secretary to the Director of Public Works. As well as being a professional secretary, she also has a degree in Spanish and has worked as a teacher for 3 years at Gilberto Ramírez School for adults in a program named “Sandino 2 Continuing Education”.
She’s a person with the drive to improve and wants to get her degree in Law. Since 2007, she’s been receiving loans that have helped her renovate and fix the house where she lives with her mother and for some personal expenses.
View original language description ↓
La señora María Cruz tiene la edad de 47 años, es soltera y tiene una niña de 7 años la cual cursa su primaria, la señora labora para la Alcaldía Municipal desde hace 12 años en donde se desempeña como secretaria de Dirección de Obras Publicas. Además de tener la profesión de Secretaria, cuenta con una licenciatura en Español desempeñándose como docente desde hace 3 años en la Escuela Gilberto Ramírez en un programa para adultos llamado ¨Continuidad Educativa Sandino 2¨.
Es una persona con deseos de superación, ya que tiene el anhelo de estudiar la licenciatura en Derecho.
Desde el año 2007 se le han financiado créditos, los cuales les han permitido hacerle mejoras a la vivienda donde habita con su mamá y para unos gastos personales.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 77
    View loans »
    Nicaragua Loans Fundraising
  • $25,383,750
    Funds lent in using Kiva
  • 23.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Maria Del Socorro buy paint and paint brushes to paint her home.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 13, 2012
Oct 11, 2012
Currency Exchange Loss:
Oct 17, 2013