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Flor Margarita
This lady, Flor, is an active member of the community bank Mas que Vencedoras (More than Winners). She lives in the city center of Azogues, a city characterized by the skillful hands of its artisans and the friendliness of its people. The center is a mix of colonial and modern architecture and modern, and people still maintain the traditions and culture of their ancestors.

Flor, 39, is married with four children age 19, 17, 10 and 8 years old. Her eldest daughter is studying in college, her second daughter is married and lives independently and the youngest two children are studying in a school in the city. Her husband is a mechanic and has his own workshop. They do not have their own home and live in a rented house.
 
Flor is a very enterprising woman who works daily in her business selling natural products, called 'Omnilife'. She has this business because her husband used these products to improve his health, and she has always recommend it to her customers. Flor also sells parts for sewing machines, helped by her husband who is very technical.
 
Her loan will be invested in the purchase of natural products and spare parts for sewing machines. She likes her communal bank because of the camaraderie of the group.

Flor's goal is to grow their businesses.
View original language description ↓
La Señora. Flor es una socia activa del banco comunal Mas que Vencedoras, vive en el centro de la ciudad de Azogues, ciudad que se caracteriza por las hábiles manos de sus artesanos y la amabilidad de su gente, su centro se mezcla entre la arquitectura colonial y la moderna, su gente aun mantienen las tradiciones y cultura de sus padres.

La Señora. Flor tiene 39 años, es casada y en su unión conyugal ha concebido 4 hijos de 19, 17, 10 y 8 años de edad, su primera hija estudia en el colegio, su segunda hija es casada vive independiente y sus dos últimos hijos están estudiando en una escuelita de la ciudad. Su esposo es de profesión mecánico y labora en un taller propio, no tiene casa propia por lo que vive arrendando.

Ella es una mujer muy emprendedora trabaja diariamente en la venta de productos naturales Omnilife, a este negocio se dedico ya que su esposo tomaba estos productos para mejorar su salud y ella siempre los recomiendo a sus clientes. También se dedica a la venta repuestos de maquinas de coser, este negocio lo realiza desde que se caso ya que su esposo es técnico en esta actividad.

Su crédito lo va a invertir en la compra de productos naturales y en repuestos para maquinas de coser. El banco comunal le gusta por el compañerismo del grupo.

Su meta es crecer en sus negocios.

About Ecuador

  • $10,600
    Average annual income
  • 45
    View loans »
    Ecuador Loans Fundraising
  • $24,295,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $875 helped Flor Margarita to purchase natural health products and spare parts for sewing machines.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 26, 2012
Listed
Nov 1, 2012
Currency Exchange Loss:
N/A
Ended:
Mar 15, 2013