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Santa Terecita Group
In this Group: Virginia, Miguelina, Reynaldo Jesus, Erika Milenka, Gustavo, Reynerio Nicanor, Ramiro Wilmer, Marcelina , Daniela
The “SANTA TERECITA” Enterprise Bank is made up of nine members; five women and four gentlemen who have different small businesses. Erika is the president of the bank. She’s 21 years old, has a 2 year old son, lives in the family home, and sells fast food. This is how she supports her daughter. She is asking for this loan to buy furniture for the home because she needs a bedroom set and kitchen supplies and utensils. Erika is a hardworking young lady and she’s happy and grateful to the institution for the support it’s given.
View original language description ↓
El Banco de Emprendimiento SANTA TERECITA está compuesta por nueve integrantes de los cuales cinco son mujeres y cuatro varones que se dedican a distintas actividades, la presidenta del banco es la Sra. Erika ella tiene 21 años tiene un hijo de la edad de 2 años, se dedica al venta de comida rápida, la Sra. Erika vive en casa familiar, Esta solicitando el crédito para la compra de muebles para su hogar ya que le hace falta un juego de dormitorio y también artefactos de cocina y utensilios, la Sra. Erika es una joven trabajadora se siente feliz y agradecida con la institución por el apoyo brindado ya que esta es la única actividad con la que se mantiene ella y a su hijita.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 233
    View loans »
    Bolivia Loans Fundraising
  • $31,576,425
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Santa Terecita Group's $4,200 loan helped a member to buy furniture.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Sep 12, 2012
Oct 11, 2012
Currency Exchange Loss:
Mar 15, 2013