Mr. Carmelo is 37 years old. He is married and has three children who attend school. Mr. Carmelo has worked with metals for a long time. His workshop is located in the Italia area.
This loan is his first cycle in the institution. Mr. Carmelo will use this loan to buy materials for his business. He is requesting this money because he is lacking cash and because he needs to expand his business, to improve, and in this way satisfy his clients.
Mr. Carmelo faces challenges in his business, like increasing his clients and he will use the benefits to improve his family's quality of life, because this is the only activity that allows him to support himself.
El Sr. Carmelo tiene 37 años y es casado con 3 hijos que se encuentran en edad escolar, el Sr. Carmelo tiene la actividad de cerrajería desde hace ya mucho tiempo, su taller se encuentra en la zona Italia, este préstamo es su primera secuencia dentro de la institución, El Sr. Carmelo va a usar este préstamo para compra de materiales para su negocio, su razón para solicitar este préstamo es la falta de efectivo y la necesidad que tiene de ampliar su negocio, mejorar y así de esta manera satisfacer a sus clientes, El Sr. Carmelo enfrenta retos en su negocio que son incrementar su clientela y va a utilizar los beneficios para mejorar su calidad de vida de su familia, ya que esta es la única actividad que le permite mantenerse.
Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.