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Tujenge Group
In this Group: Lukoo, Nzuva, Nsibira, Kabuo, Vuluko, Kahindo, Kahambu, Nyirandimurwango, Bwira, Bunyere, Kabuo, Chiza
Kahambu is the leader of the Tujenge group. She is 37 years old, married and the mother of 8 children who all go to school. Her spouse is a master chef.

Kahambu sells various items and is a member of a small shop. She started her business with her own funds, received from her husband. Later on, she benefited from additional funds in the form of loans from Hekima. She has just completed 19 loan cycles of Hekima's microcredit program. This new loan will be used to buy merchandise including 2 bags of rice, 1 bag of sugar, 5 cases of Fanta and 25 litres of Rina oil.

In spite of the various challenges and other losses in this business, the client acknowledges that she has profited from the Hekima program. She therefore commends the initiative of IMF Hekima and its partners.

2 of the group members cannot be seen in the photo.
La cliente Kahambu est président du groupe Tujenge, alors âgée de 37 ans, marié et mère de 8 enfants qui vont tous à l’école. Son conjoint est un maitre cuisinier. La cliente est commerçante de divers et sociétaire d’une petite boutique. Elle commença ses affaires avec son fonds propre reçu de son mari. Plus tard, elle bénéficia un crédit fonds addition de crédit de Hekima. Elle vient de réaliser 19 cycles dans ce programme de microcrédit de Hekima. Ce nouveau prêt va lui servir d’acheter 2 sacs de riz, 1 sacs de sucres, 5 casiers de Fanta, 25 litres d’huile Rina, etc. Malgré le défi et autres perte dans cette activité, la cliente reconnait avoir gagné de profits dans ce programme de Hekima. Ainsi, elle salut l’initiative de l’IMF Hekima et ses partenaires. Il sied de signaler que deux clientes, leurs figures n'est visibles sur cette photo.

Additional Information

More information about this loan

Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 31
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $12,039,550
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Tujenge Group's $4,450 loan helped a member to buy 2 bags of rice, 1 bag of sugar, 5 cases of Fanta, 25 litres of Rina oil, etc.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Oct 1, 2012
Oct 9, 2012
Currency Exchange Loss:
Feb 15, 2013