Robina is 45 years old and is the married mother of five. For the past eight years, she has been trading clothes. Robina's husband works in a small grocery store and earns a low income to support the family. Robina has a good client list and is very famous in her community for her collection. She contributes a lot to the family income and she bears the cost of her children’s education. Robina is in her ninth loan cycle with Kashf Foundation and she has a great repayment history.
Robina is requesting a 35,000 PKR loan to buy a large variety of clothes in different colors to expand her business and consider the taste and choice of her customers. In the future, she hopes to earn more income and spend some of it on home improvements.
About Kashf Foundation
Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.
Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.
Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.