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Update on Tatyana

Tatyana does her business at the market known as the "low-earners' market," where goods are sold at a price affordable to a population whose income is lower than average. She sells women's clothing: sweaters, knee socks, t-shirts, tank tops, and leggings. Tatyana is in need of extra funds to travel to Odessa and buy autumn wear, like sweatshirts and warm cardigans.

Tatyana is respectable and polite. She always keeps her stock up to date, and you can always find her hard at work in her stall.
View original language description ↓
Татьяна торгует на так называемом рынке для малоимущих, где в основном представлены товары, по своей цене доступные населению, чей доход – ниже среднего. Она реализует женскую одежду: свитера, гольфы, футболки, майки, леггинсы.
Дополнительные средства понадобились Татьяне для поездки в Одессу за осенним товаром, для закупки толстовок и утепленных кофт. Татьяна - порядочная, вежливая, всегда обновляет свой товар, всегда находится на своем торговом месте.
Пометка: кредит - краткосрочный, только на 4 недели, так называемый экспресс кредит.

Previous Loan Details

Tatyana is a widow. She has two adult sons who left the family. Tatyana sells women's clothing at an open market in Berdyansk town. She has been in this business for 12 years and knows it well. Tatyana would like to purchase additional inventory for the current winter season. She hopes to receive... More from Tatyana's previous loan »

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ukraine

  • $8,200
    Average annual income
  • 5
    View loans »
    Ukraine Loans Fundraising
  • $6,342,325
    Funds lent in using Kiva
  • 8.1
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Tatyana to buy sweatshirts and warm cardigans.
100% repaid
Repayment Term
3 months (Additional Information)
Repayment Schedule
At end of term
Sep 28, 2012
Oct 16, 2012
Currency Exchange Loss:
Nov 15, 2012