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Joana
This is Joana, 35, a resident of Manila, Philippines. Single, she manages her own business to be able to sustain her everyday expenses.

Joana has a store that offers curtains, bed sheets, blankets and other home trappings. Her store is located in a market where customers can easily see her products. Her regular customers are her neighbors and the local community. She earns a minimum of 200 PHP in sales every day.

To help her continue operation of her business, she is requesting a 50,000 PHP loan. She will be utilizing the loan to buy more stocks of supplies and products needed in her business. She expects a boost in her business income as she expands her business.

Joana dreams to have a good future through all her hard work on her business. She faithfully meets up with her co-fellowship members to share stories of her work every week.

* All CCT community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital and repay microfinance loans.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 1509
    View loans »
    Philippines Loans Fundraising
  • $59,164,100
    Funds lent in using Kiva
  • 41.4
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,225 helped Joana to pay for additional stocks of supplies and products needed in her business.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 27, 2012
Listed
Oct 13, 2012
Currency Exchange Loss:
Possible
Ended:
Apr 17, 2013