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Alberta's Group
In this Group: Alberta, Gladys, Ebenezer, Prince
The group is comprised of two women and two men, who three years ago decided to come together to obtain a loan from ID-Ghana (MFI). This has served them very well, since they have been able to grow their small businesses. They sell provisions or soft drinks, while one of the members is a welder.

Gladys is 58 years and a widow who sells provisions, soft drinks, and cooking utensils. Her children are now adult, taking care of themselves.

Gladys sells to take care of herself and to generate money for her housing project. She has been doing this business for eight years, and things are going on well.

She needs a loan of GHC 850. This loan is for the purchase of two boxes of milk, a box of Milo, a bag of sugar, a bag of rice, and two boxes of soap. She has been with ID-Ghana since 2010. This is her sixth loan. Her dream is to complete her housing projects in the next two years' time.

The group needs a total of GHC 2,800 to expand business.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 34
    View loans »
    Ghana Loans Fundraising
  • $11,967,750
    Funds lent in using Kiva
  • 1.9
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Alberta's Group's $1,500 loan helped a member to buy two boxes of milk, a box of Milo, a bag of sugar, a bag of rice, and two boxes of soap to sell.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Sep 28, 2012
Oct 13, 2012
Currency Exchange Loss:
May 17, 2013