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Ly's Group
In this Group: Ly, Vorn, Lan, Sreymom, Ly, Chea
Ly is 33 years old and residing in a rural area of the Moung Russey district of Battambang province, Cambodia. She is married with three sons, all of whom are dependent on her and are still in school. The main source of family’s income is rice farming on seven hectares of farmland, a business which she and her husband have been engaged in for five years to support the family. Together, they can generate an income of approximately 20,000 KHR per day and manage to save about 10,000 KHR after deducting daily expenses. Drought is the main challenge for her farming business.

Ly’s group is composed of six members who are all the first cycle with Kiva’s partner, VisionFund. She is now leading her group to apply for a loan. Ly, who is the leader, will use her portion to buy fertilizers and pesticides for her farmland and use a portion of it to spend on gasoline. Ly hopes her crop yield will become more profitable so as to make a better living and keep her children in school.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 53
    View loans »
    Cambodia Loans Fundraising
  • $38,691,025
    Funds lent in using Kiva
  • 4,037.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Ly's Group's $1,100 loan helped a member to buy fertilizers and pesticides for her farmland.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
At end of term
Sep 10, 2012
Oct 13, 2012
Currency Exchange Loss:
Mar 15, 2013