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Phally's Group
In this Group: Phally, Da
Phally is a 44-year-old farmer who lives in a rural area of the Moung Russey district of Battambang province, Cambodia. She is married with six children, two of whom are dependent on her and still in school. She has been growing rice on three-hectare area of farmland for fourteen years while her husband works as a paid worker to earn additional income. The current business earns her family approximately 20,000 KHR per day and allows them to save about 10,000 KHR each day after daily expenses.

Phally’s group consists of two members who live in the same village and this is the first loan for her with Kiva’s partner, VisionFund. Now she is leading her group to ask for a loan of 600,000 KHR each. Phally is going to use her portion to buy fertilizer and pesticides for her farmland. She hopes her crop yield will become more profitable so she can make a better living and keep her child in school.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 42
    View loans »
    Cambodia Loans Fundraising
  • $38,736,850
    Funds lent in using Kiva
  • 4,037.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Phally's Group's $300 loan helped a member to buy fertilizer and pesticides for her farmland.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
At end of term
Sep 10, 2012
Oct 13, 2012
Currency Exchange Loss:
Sep 17, 2013