Tumema is 47 years old and is married with 7 children. She has a small garden where she grows taro, bananas, and yams so that she can sell them in her community or at the market. She has been doing this for 5 years. Tumema needs a loan to buy another wheelbarrow, a shovel, a rake, some bush-knives, weedkiller spray and more tiapula.
She has been a member of SPBD since 2010, and she joined to gain access to financial stability. Tumema will use the profits from her sales to improve her family's assets.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.