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Corazones Unidos  (Cuenca) Group
In this Group: María Mercedes, Graciela Dolores, María Liliana, Alfonso Marcelo, Federico Guillermo, María Gabriela, Silvia Ermina
The Corazones Unidos communal bank is made up of 5 female members and 2 male members, mostly family, who have joined to form this group. The majority of the group’s members work selling morocho, which is a typical dish made with milk, morocho (a type of corn) and sugar. Their activities preparing the morocho begin very early. Later they walk through the city market selling it. They live in Cuenca, a city that has both colonial and modern architecture. Its rugged geography offers many places to enjoy nature. The people of Cuenca still maintain their cuisine, culture and traditions. They are warm-hearted, friendly people.

One of the members of this group is Ms. María Liliana. She is requesting her fourth loan with the Corazones Unidos communal bank, a group that she likes a lot because it is very united and caring. They live in the Arenal sector of Cuenca. She is 33 years old. She is separated from her husband, but has 2 children from the marriage, a 14-year-old daughter and a 10-year-old son. Her daughter is studying in high school and her son is in a small, local school. She does not have her own house. She lives in a rental home.

She has lived in Ecuador for the past 7 years, although she is a native of the neighboring country of Peru. She came to our country for work and settled in Cuenca. For the past 4 years, she has sold Omnilife natural products. She works every day, but does not have a set schedule. She offers her products whenever she gets the chance. Every morning, she sells aloe water (medicinal waters).

Her new loan will be used to buy Omnilife natural products to continue her business, since she already has her own customers.

Her goal is to have her own house.
View original language description ↓
El banco comunal Corazones Unidos está formado por 5 socias y 2 socios que en su mayoría son familiares y se han unido para formar este grupo, la mayoria de los integrantes de este grupo trabajan en la venta de morocho que es un plato típico que se prepara con leche, morocho y azúcar, sus actividades empiezan desde muy temprano en la preparación de este producto y luego lo venden recorriendo por un mercado de la ciudad. Viven en la ciudad de Cuenca, ciudad que tiene una arquitectura colonial y moderna, por su geografía accidentada existen varios lugares para disfrutar de la naturaleza, su gente aun mantiene viva su gastronomía, su cultura y tradiciones, son personas de un corazón cálido y amable.

Una de las socias de este grupo es la Señora. María Liliana, realiza su cuarto crédito en el banco comunal Corazones Unidos, grupo que le gusta mucho porque es muy unido y solidario, viven por el sector del Arenal en la ciudad de Cuenca, tiene 33 años de edad, es separada de su marido pero fruto de su unión conyugal ha concebido 2 hijos de 14 y 10 años de edad, su primera hija está estudiando en el colegio y su segundo hijo se encuentra en una escuelita de la localidad, no tiene casa propia y vive arrendando.

Ella vive en el Ecuador desde hace 7 años ya que es nativa del vecino país del Perú, vino a nuestro país por trabajo y se radico en la ciudad de Cuenca, hace 4 años se dedica a la venta de productos naturales de Omnilife, trabaja todos los días sin horario ya que ofrece su productos cuando se le presenta la ocasión, todas las mañanas se dedica a la venta de agua de sábila (aguas medicinales).

Su nuevo crédito lo va a invertir en la compra de productos naturales Omnilife para continuar con este negocio ya que tiene su propia clientela.

Su meta es tener una casa propia.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ecuador

  • $10,200
    Average annual income
  • 45
    View loans »
    Ecuador Loans Fundraising
  • $23,087,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Corazones Unidos (Cuenca) Group's $3,850 loan helped a member to buy Omnilife natural products.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 24, 2012
Listed
Nov 1, 2012
Currency Exchange Loss:
N/A
Ended:
Apr 17, 2013