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Sophy's Group
In this Group: Sophy, Khorn, Sreymom
Sophy is a 29-year-old farmer who lives in a rural area in the Moung Russey district of Battambang province, Cambodia. She is married and has three dependent children, two of whom are still too young for school, and one is in school. She has been farming rice on a three-hectare area of farmland for five years, while her husband has been involving in buying and selling corn and cassava to earn additional income. The current business earns her approximately 38,000 KHR per day and she manages to save about 20,000 KHR each day after daily expenses.

Sophy has been with VisionFund for four cycles and had completely repaid back her previous loans. She has used the loans to sustain her family's living condition. Now she is leading her group of three to ask for a loan. Sophy is going to use her portion to buy fertilizer and pesticides for her farmland and use a portion of it to spend on buying piglets for raising to earn extra income. She hopes her crop yield will become more profitable so as to make a living better and keep her child in school.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 121
    View loans »
    Cambodia Loans Fundraising
  • $35,070,500
    Funds lent in using Kiva
  • 4,032.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Sophy's Group's $950 loan helped a member buy fertilizer and pesticides.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 6, 2012
Oct 12, 2012
Currency Exchange Loss:
Aug 17, 2013