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Edward T.
This is 44-year-old Edward. He is married and has 3 children, aged 4, 7, and 15. He has 2 additional dependents who live with him to help in the business as caterers. In 2009, after retiring from government services, Edward established his food and drink business in order to be self-reliant. Working 7 days a week and 12 hours a day, he earns about Le 2,600, which is around 200 every month from this business. He would like a loan in the amount of Le 4,000,000. Edward has already received and successfully repaid 2 loans and now requires a new loan in order to increase drinks (soft drinks and beverages). He hopes that this loan will enable him to increase his monthly profits by approximately Le 650,500. In the future, Edward plans to open another outlet. He thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 2
    View loans »
    Sierra Leone Loans Fundraising
  • $9,478,050
    Funds lent in using Kiva
  • 4,295.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Edward T. to buy soft drinks and beverages.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Sep 19, 2012
Oct 12, 2012
Currency Exchange Loss:
Aug 17, 2013