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This is 39-year-old Adama. She is married and has two children, ages 21 and 8. She has one additional dependent who lives with her as a sister.

In 2005, Adama established her used bags business. She began her business to earn income so she could be of help to her husband. Working six days a week and 10 hours a day, she earns about SLL 1,000,000 every month from this business.

Adama would like a loan in the amount of SLL 6,000,000. Adama requires a loan in order to buy four bails of used bags and to pay for transportation costs. She hopes that this loan will enable her to increase her monthly profits by approximately SLL 700,000. In the future, Adama hope to establish her business in another business center and deploy her sister there. She thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 22
    View loans »
    Sierra Leone Loans Fundraising
  • $9,379,975
    Funds lent in using Kiva
  • 4,295.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,400 helped Adama to buy four bails of used bags and to pay for transportation costs.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Sep 19, 2012
Oct 12, 2012
Currency Exchange Loss:
Apr 17, 2013