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This is 35-year-old Salamatu. She is married and has 2 children, aged 6 and 18. In 2008, Salamatu established her firewood, palm oil and local foodstuff business. She started the business to help her husband, who is a driver, in running the home and to be self-reliant. Working 7 days a week and 10 hours a day, she earns about SLL 1,992,000 every month from this business. She would like a loan in the amount of SLL 5,000,000. Salamatu has already received and successfully repaid 3 loans, and now requires a new loan in order to add to her stock and expand. She hopes that this loan will enable her to increase her monthly profits by approximately SLL 318,720. In the future, Salamatu plans to improve the business and to be able to take care of her children's education. She thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 62
    View loans »
    Sierra Leone Loans Fundraising
  • $9,347,350
    Funds lent in using Kiva
  • 4,295.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Salamatu to pay for firewood.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Sep 19, 2012
Oct 12, 2012
Currency Exchange Loss:
Jun 17, 2013