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This is 32-year-old Musu. She is married and has 2 children aged 3 and 7 years old. In 2005, Musu established her blouse, slippers, jewelry and baby clothing business. She started the business to help her husband, who is also in business, to maintain their home and also to meet her personal needs. Working 7 days a week and 10 hours a day, she earns about Le 1,215,000 every month from this business.

She would like a loan in the amount of Le 3,000,000. Musu requires a loan in order to buy panties, napkins, Pampers and ladies' slippers. She hopes that this loan will enable her to increase her monthly profits by approximately Le 303,750. In the future, Musu plans to expand her business to the outskirts of town. She thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 2
    View loans »
    Sierra Leone Loans Fundraising
  • $9,478,050
    Funds lent in using Kiva
  • 4,354.3
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Musu to buy panties, napkins, Pampers and ladies' slippers to sell for her business.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Sep 19, 2012
Oct 12, 2012
Currency Exchange Loss:
Aug 17, 2013