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This is 50-year-old Ibrahim II. He is married and has four children aged 8, 12, 14 and 17 years, all attending school. In 1995, Ibrahim II established his business selling second-hand school bags and building materials. He began his business because his father was a farmer, and going to school was not an option as the farm needed his help. He worked through his teenage years in the village with his family, and then decided to join a friend in Makeni Town in his second-hand business.

Working 7 days a week and 11 hours a day, Ibrahim II earns about Le 875,000 every month, usually selling his goods to peddlers and passersby. Shortage of supplies is his major problem. Having already received and repaid three loans, he is now requesting a new one for Le 4,000,000 to purchase the following: second-hand bags - 3 bales @ Le1,000,000; locks - 1 carton @ Le400,000; shine papers - 2 rolls @ Le150,000, and nails - 1 carton @ Le300,000.

Hardworking and reliable, Ibrahim II hopes to continue with this credit service so that he can develop himself. The loan will help as he is progressing gradually. In the future, he hopes to be supplier. He thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 4
    View loans »
    Sierra Leone Loans Fundraising
  • $9,478,050
    Funds lent in using Kiva
  • 4,354.3
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Ibrahim to purchase second handed bags - 3 bales @ Le1,000,000, locks - 1 carton @ Le400,000, shine papers - 2 rolls @ Le150,000 and nails - 1 cartons @ Le300,000.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Sep 19, 2012
Oct 12, 2012
Currency Exchange Loss:
Jul 17, 2013