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This is 30-year-old Jariatu. She is married and has three children aged 5, 8, and 10 years. All are school-going children.

In 1992, Jariatu established her Frozen Fish and Chicken business. She began her business because she was in Primary school when she lost her father and her mother got ill. Her aunt decided to take care of her, but after several months, her mother's sickness became so severe that her aunt thought it wise that she should stay and help her mother since she is the eldest child. Jariatu started petty trading with the money her aunt gave her to support the home and her sick mother.

She carried huge responsibilities at an early age and doing business has helped her a lot. Working 7 days a week and 8 hours a day, she earns about Le 968,000 every month from this business. She would like a loan in the amount of Le 3,000,000. Jariatu requires a loan in order to purchase frozen fish - 10 cartons @ Le 220,000 and chicken - 10 cartons @ Le 80,000.

In the future, Jariatu plans to build a house, open another outlet, and open a cold-room for wholesale of frozen fish/chicken. Competition is her major problem. She is hardworking and honest. This is her first time in accessing a loan in this credit service, and she is looking forward to paying and accessing subsequent loans. She thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 54
    View loans »
    Sierra Leone Loans Fundraising
  • $9,327,250
    Funds lent in using Kiva
  • 4,354.3
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Jariatu to purchase frozen fish - 10 cartons @ Le 220,000, and chicken - 10 cartons @ Le 80,000.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Sep 19, 2012
Oct 22, 2012
Currency Exchange Loss:
Aug 17, 2013