María Del Pilar is a member of the “Los Innovadores” (The Innovators) group. This group is in its fourth cycle. Most of the members are friends from the neighborhood. María Del Pilar is one of the group members. She has a spouse and two children. She works selling beauty products; she started in this business as an assistant to a girlfriend and this is how she gradually learned it and eventually started to work for herself. She currently spends five hours daily at work. In the afternoon she goes out looking for new customers. What she sells most are cosmetics, perfume and jewelry. What she enjoys most about her work is being able to relate to different people and on the other hand to be able to help her family with the money she earns, especially help with her children’s schooling costs. What she most wants is to become a beauty consultant. The current loan will make it possible for her to buy acquire beauty products that are on special promotion to subsequently resell. María Del Pilar wants to have a stable place to display her products and to do so would like to rent a space in some market; she hopes to do so soon. María Del Pilar is grateful for the support.
*María Del Pilar is wearing a blue vest and white shirt.
La señora María Del Pilar es miembro del grupo Los Innovadores, grupo que está emprendiendo su cuarto ciclo, la mayoría de socias son amigas del barrio. Maria es conviviente y tiene 02 hijos, se dedica a la venta de productos de belleza empezó en este negocio como ayudante de una amiga, así fue aprendiendo hasta lograr hacerlo por su propia cuenta, actualmente le dedica a este trabajo 5 horas diarias, por las tardes sale en busca de nuevos clientes; los productos que más vende son cosméticos, perfumes y joyas. lo que más le agrada de su trabajo es poder relacionarse con diferentes personas, de otro lado gracias a sus ingresos puede ayudar a su familia, sobre todo a sus hijos con los gastos escolares, lo que más ansia es convertirse en consultora de belleza; su actual préstamo le permitirá adquirir productos de belleza en oferta para luego venderlos. María Del Pilar quiere tener un lugar estable donde poder mostrar sus productos, para eso le gustaría alquilar un local en algún mercado, espera lograrlo muy pronto.
¡María Del Pilar agradece el apoyo!
*Maria Del Pilar viste chaleco azul y polo blanco.
EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.