Las Américas (Cuenca) Group
One of the members is Maria Del Cisne, who is 38 years old. She lives in free union and has given birth to six children aged 22, 21, 18, 16, 4 and 2. Her oldest three daughters work in the family business which is sewing. Her fourth daughter stays at home helping with the housework and her fifth daughter is studying at pre-kindergarten. Her husband works in the construction industry as a bricklayer. They don't have their own house so are renting one.
María Del Cisne works in a sewing workshop which she has in her house. She learnt this business by skill and her daughters help her. She has had this business for the past 15 years and works without a fixed timetable. She makes a living making traditional skirts and blouses. She also raises guinea pigs and chickens and works in farming, although what she harvests is only for her family to eat.
She will invest this loan in buying threads, buttons, fasteners and other sewing material she needs for her business.
Her dream is to finish building her house.
Una de las socias de este grupo es la Señora. María Del Cisne, tiene 38 años, vive en unión libre y ha concebido 6 hijos de 22, 21, 18, 16, 4 y 2 años de edad, sus tres primeras hijas se dedican al negocio familiar que es la costura, su cuarta hija pasa en casa ayudando en los quehaceres del hogar y su quinta hija está estudiando en el prekinder. Su esposo labora en el área de la construcción como albañil, no tienen casa propia por lo que viven arrendando.
Doña María Del Cisne trabaja en un taller de costura que tiene en su casa, esta actividad la aprendió por habilidad, le ayudan a este trabajo sus hijas, este negocio lo tiene desde hace 15 años y trabaja sin horario fijo, se dedica a la confección de polleras y blusas que es una vestimenta tradicional. También cría cuyes y pollos y se dedica a la agricultura, lo que cosecha es solo para el consumo de su hogar.
Su crédito lo va a invertir en la compra de hilos, telas, botones, cierres y otros materiales de costura que le hace falta para su negocio.
Su meta es terminar de construir su casa.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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