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Ana Margarita
Ana Margarita
C 1000.000

Ana Margarita is a client of la Guácima. She works together with her husband, Luis. She started her business around 21 years ago with a private loan for 100,000 colones. In 2002 she requested a loan from Fundación Mujer which she used to buy raw materials for her fast food business.

Ana Margarita owns the premises where she carries out her business and she owns all the equipment she needs for preparing her food (mainly chicken and fast food). She also sells lunches but they do not represent her main sales. She provides a delivery service in her area and for this she has two motorcycles. This provides employment in the area.

Ana Margarita is a hard-working woman who has supported her family and her children's education through her business. The business accounts for 80% of their nuclear family's income. In addition, she owns two rental apartments which complement her household income.

Having taken a course in food handling, Ana Margarita realizes that she needs to improve the conditions in her diner's kitchen. She contacted Fundación Mujer to request a loan to help her achieve this goal. She already started making improvements with a previous loan. She now needs to improve the front of her building and make improvements to the water outlets to avoid flooding during the rainy season. In addition, she will install a sink and make some improvements to the bathroom.
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Ana Margarita
C 1000.000

Doña Ana Margarita es una clienta de la Guácima, ella trabaja junto a su esposo Luis. El negocio inició hace cerca de 21 años con un préstamo a un particular por 100000 colones, en el 2002 solicita un crédito a Fundación Mujer que se utilizó para la compra de materia prima para su negocio de comidas rápidas.

El local donde se realiza la actividad es propio y cuenta con todo el equipo para elaborar los alimentos (pollo y comidas rápidas principal), además vende almuerzos, pero no es su venta principal. Se brinda el servicio exprés dentro de la zona para lo cual tiene 2 motos brindando así empleo en la zona.

Es una mujer trabajadora; con la actividad ha brindado el apoyo a la familia para el estudio de sus hijos, la actividad genera el 80% de los ingresos del núcleo familiar, además se cuenta con 2 apartamentos alquilados que complementa el sustento del hogar.

Al llevar un curso de manipulación de alimentos surge la necesidad de mejorar las condiciones de la cocina de su soda, ante esto contacta a Fundación Mujer para solicitar un préstamo con este objetivo. Ya se realizaron estas mejoras en un crédito anterior, ahora se requiere mejorar la fachada y hacer mejoras en las salidas de agua para evitar inundaciones en la época de lluvia además la ubicación de una pila y mejoras en el baño del local.

Additional Information

More information about this loan

In Costa Rica, funding for microfinance institutions is hard to come by, and many institutions find themselves having difficulty growing and reaching all the demand for loans that exist. Kiva works with Fundacion Mujer because it attends a very marginalized population in Costa Rica, with a specific focus on women. In addition to the loan, Fundacion Mujer provides specialized training programs for their borrowers on everything from computer classes to salon training. Because of the difficulty in obtaining capital in Costa Rica, Fundacion Mujer cannot serve all the women that need loans. Therefore Kiva plays a unique role in helping Fundacion Mujer grow its portfolio and reach borrowers it otherwise would not be able to.

About Fundacion Mujer:

Fundación Mujer is an organization specializing in the financial and personal development of female entrepreneurs in Costa Rica. They seek to reach underserved populations that may include indigenous communities, immigrants, refugees, victims of domestic violence or women living with HIV/AIDS. Fundación Mujer offers courses in both business and personal development, as well as training in concrete skills such as sewing and other crafts.

About Costa Rica

  • $12,900
    Average annual income
  • 38
    View loans »
    Costa Rica Loans Fundraising
  • $4,441,500
    Funds lent in using Kiva
  • 498.6
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,025 helped Ana Margarita to make improvements to her establishment, fixing her water outlets and making internal improvements.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Oct 8, 2012
Oct 11, 2012
Currency Exchange Loss:
Mar 17, 2014