This is 33 year-old Zainab. She is married and has 4 children, ages 11 months, 8, 11, and 19. Two are school-going children. She has two additional dependents who live with her to be fostered. In 2010, Zainab established her household utensils business. She began her business because she dropped out of school at Form II level, and her parents gave her in marriage to a businessman. Her husband gave her some money to start a business. Working 7 days a week and 11 hours a day, she earns about 2,559,000 SLL every month from this business. She would like a loan in the amount of 4,000,000 SLL. Zainab requires a loan in order to buy the following items:
coolman - 15 pieces @ 130,000 SLL
flasks - 16 pieces @ 40,000 SLL
set pans - 1 dozen @ 960,000 SLL
glass cups - 6 dozen @ 72,000 SLL
plastic plates - 1 dozen @ 18,000 SLL
In the future, Zainab plans to build a house, educate her children, open another outlet, and become an international businesswoman. This loan will help her achieve some of her future plans. Her current problems include inadequate capital and the fact that some items, like set pans, will get damaged when traveling. She is a hardworking and honest businesswoman. She hopes to repay the loan and access another. She thanks you for your support.
About the Association or Rural Development
The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.