Cruz De Motupe Group
Santos Marlene is a member of the "Cruz de Motupe" Group, comprised of seven members. They live in a humble environment and must work very hard to get ahead.
In the photograph, she is the one in pink, standing with her young daughter.
Santos Marlene, es socia del grupo "Cruz de Motupe", formado por siete socios, ellos vivene en una zona de condición humilde por lo que para salir adelante ellos deben esforzarse y trabajar mucho.
En la fotografía la ubicamos en la parte central con polo rosado y su pequeña hija.
About EDAPROSPOEDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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