Marina is 44 years old. She is a humble, hard-working woman who is devoted to her family. She has been sewing since she was a young girl. She has received training and has acquired domestic machines with her own capital and the help of her husband. Mariana currently lives with her husband and her three children, two of whom are under 18. They are all studying.
Mariana's children are her motivation and it is for them that she works, so that they can study and do well in life. She plans to use this loan to buy materials and merchandise in order to increase her income. She will also support a Nicaraguan lady who has six children, by selling merchandise as a re-seller. Mariana is a person with good principles and good intentions toward both her own family and others.
Over the past two years, Mariana has acquired domestic sewing machines for making garments and accessories so that she can financially support her household. With a lot of determination, she has trained and improved her technique. She currently makes catalog sales as an additional business.
Mariana's is a small business which requires working capital in order to grow. She has increased her customer base and improved her technique by taking sewing courses. She plans to use this financial support to grow her business and to take out future loans to maintain her business.
All the members of her family support Mariana's productive entrepreneurship. She has motivation, a customer base, machinery and the skill she needs to make her products and sell them. Two existing clients of Fundación Mujer encouraged her to contact them and she hopes to be able to exceed expectations with the support that she is receiving.
Marina tiene 44 años, mujer humilde, trabajadora, dedicada a su familia. Se dedica a la costura desde su juventud, se ha capacitado y adquirido máquinas caseras con capital propio y ayuda de su esposo. Actualmente vive con él y sus 3 hijos de los cuales 2 son menores de edad, todos estudian actualmente.
Su motivación mayor son sus hijos, a los cuales dedican su trabajo, para que estudien y se superen. Con este préstamo se pretende adquirir materia prima y mercadería para aumentar los ingresos; además de apoyar a una nicaragüense que tiene 6 hijos, con la venta de mercadería, como revendedora. Persona de buenos principios y buenas intenciones para con su familia y los demás.
Desde hace 2 años adquiere maquinas caseras para elaborar prendas y accesorios con los que apoya al hogar económicamente. Con empeño se ha capacitado y mejorado su técnica. Actualmente vende por catálogo como actividad adicional.
Es una actividad pequeña, que requiere de capital de trabajo para su crecimiento. Ha aumentado su clientela y mejorado su técnica con cursos de costura. Se proyecta crecimiento con este apoyo económico y otros futuros créditos para mantener la actividad.
Toda la familia apoya el emprendimiento productivo de doña Mariana. Cuenta con motivación, una cartera de clientas, maquinaria y destreza para la confección y ventas. Dos clientas de Fundación Mujer la motivaron a contactarles y ella espera poder responder con creces este apoyo que se le pueda brindar.
More information about this loan
In Costa Rica, funding for microfinance institutions is hard to come by, and many institutions find themselves having difficulty growing and reaching all the demand for loans that exist. Kiva works with Fundacion Mujer because it attends a very marginalized population in Costa Rica, with a specific focus on women. In addition to the loan, Fundacion Mujer provides specialized training programs for their borrowers on everything from computer classes to salon training. Because of the difficulty in obtaining capital in Costa Rica, Fundacion Mujer cannot serve all the women that need loans. Therefore Kiva plays a unique role in helping Fundacion Mujer grow its portfolio and reach borrowers it otherwise would not be able to.
About Fundacion Mujer:Fundación Mujer is an organization specializing in the financial and personal development of female entrepreneurs in Costa Rica. They seek to reach underserved populations that may include indigenous communities, immigrants, refugees, victims of domestic violence or women living with HIV/AIDS. Fundación Mujer offers courses in both business and personal development, as well as training in concrete skills such as sewing and other crafts.
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