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Soila Margarita
Soila tiene 31 años es madre soltera tiene dos hijos pequeños .Inicio ayudando a su mama en la venta de ropa pero decidió independizarse para tener sus propios ingresos porque tiene responsabilidades que cumplir con sus hijos. Su trabajo lo realiza sola de lunes a domingos de 08:00 am hasta 18:00pm. Una de las dificultades es que a veces los clientes no le cancelan a la fecha acordada y tiene que ingeniárselas para poder subsistir ya que es su único sustento. Con el prestamo quiere comprar ropa para hombres y mujeres y asi variar su mercaderia. Su meta es tener su propio local y contar con más mercadería desea dale lo mejor a sus hijos.

Soila is 31 years old. She is a single mom and has two small children. She first helped her mom sell clothes but then decided to set up her own business, in oder to have her own income - as she wishes to be a good provider to her children. She works alone from Monday to Sunday from 8 am to 6 pm every day. One of the difficulties she faces is that clients sometimes fail to cancel their orders on time; this means she needs to be very resourceful in order to make ends meet, as this is her only source of income. She would like to use the loan to buy men and women's clothing, so she can offer her customers more varied merchandise. Her goal is to have her own shop and to have more merchandise, as she wants to give her children a better life.
View original language description ↓
Soila tiene 31 años es madre soltera tiene dos hijos pequeños .Inicio ayudando a su mama en la venta de ropa pero decidió independizarse para tener sus propios ingresos porque tiene responsabilidades que cumplir con sus hijos. Su trabajo lo realiza sola de lunes a domingos de 08:00 am hasta 18:00pm. Una de las dificultades es que a veces los clientes no le cancelan a la fecha acordada y tiene que ingeniárselas para poder subsistir ya que es su único sustento. Con el prestamo quiere comprar ropa para hombres y mujeres y asi variar su mercaderia. Su meta es tener su propio local y contar con más mercadería desea dale lo mejor a sus hijos.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 96
    View loans »
    Ecuador Loans Fundraising
  • $24,095,375
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $650 helped Soila Margarita to buy men and women's clothing.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 5, 2012
Listed
Nov 1, 2012
Currency Exchange Loss:
N/A
Ended:
Sep 25, 2013