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Tency started this business several years ago because her ex-mother-in-law showed her how to prepare her product, coconut, and because they needed a way to support the family, so they decided to set up a business. She runs it with her children’s help.

She prepares the grated coconut, cooks it with spices, and goes out to sell coconut candy with her children. Her greatest difficulties is not having capital and delivering the product on time. Tency has been separated for several years and all her children are fully grown. She will use the money from this loan to buy coconuts to make candy for sale. One of her goals, with God’s blessing, is to move ahead with her family and for her business to continue growing.
View original language description ↓
Tency inicio su negcoio hace varios años a raíz de que su ex-suegra le enseñara como preparar el producto el coco y como necesitaban un sustento para su familia decidieron poner un negocio el cual lo realiza con sus hijos. Prepara el coco rayado y lo pone a cocinar con los espacios, y sale a vender cocada con sus hijos. Unas de sus grandes dificultades por lo general es el capital para poder producir más y entregar a tiempo el producto. Tency está separada hace varios años sus hijos todos son mayores de edad. Con el prestamo qiere comprar cocos para hacer mas dulces para la venta.
Unas de sus metas es que con la Bendición de Dios es poder seguir adelante con sub familia y continuar con el negocio e ir creciendo.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,200
    Average annual income
  • 41
    View loans »
    Ecuador Loans Fundraising
  • $23,146,000
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Tency to buy coconuts.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Sep 5, 2012
Oct 9, 2012
Currency Exchange Loss:
Sep 25, 2013