Ms. Bushra is a 39-year-old married woman. She has been successfully running a business of sewing in her community for the last ten years. She fulfills the demands and standards of customers. She has good communication skills and counts on a good client list. Her husband is a rickshaw (auto) driver and earns insufficient income to support his family alone.
She is a mother of four children and one of her children is deaf and mute. She needs to earn more for the treatment of her child, so she is working hard to contribute to the family income. She is very motivated to provide for her family.
To earn enough, she requires investing in her business, so she requested a loan of Rs. 20,000 to buy reels of threads, buttons, and zips in different colors from the market at lower rates. She wishes to utilize part of revenues to deal with the expenses of the medical treatment for her child.
About Kashf Foundation
Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.
Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.
Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.