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Minh was born in 1975. She has two sons and her younger son is a secondary school’s pupil. Minh and her husband have been carpenters for 12 years. They are training their older son carpentry skills at home. Her family’s total earnings are about 6,000,000 VND per month.
She has participated in SEDA's credit program since 2005. In the last cycle, she borrowed 8,502,000 VND and repaid the loan on time. In this loan cycle, she would like to borrow 9,810,000 VND to buy tools and equipment for doing carpentry. She wants to open a carpentry workshop with modern tools and equipment.

Additional Information

About SEDA:

The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.

You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.

About Vietnam

  • $5,600
    Average annual income
  • 82
    View loans »
    Vietnam Loans Fundraising
  • $14,427,750
    Funds lent in using Kiva
  • 20,876.8
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Minh to buy tools and equipment for doing carpentry.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Sep 13, 2012
Oct 11, 2012
Currency Exchange Loss:
Sep 17, 2013