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Naysi's Group
In this Group: Naysi, Nat
Naysi, age 45, is a farmer living in a rural area of the Dambae district of Kampong Cham province, Cambodia. Naysi has five children, three of whom are students and still under her responsibility. To provide for her household, she has been engaged in growing cassava on two-hectares of farmland for twenty-five years. The current business earns her about 24,000KHR per day and she manages to save about 10,000KHR each day after offsetting daily expenses.

Naysi’s group is requesting their first microloan with Kiva’s partner, VisionFund. She and her fellow group member are applying for a loan of 1,000,000 KR each. As the group leader, she is going to utilize her portion to buy fertilizer for her plantation and use a portion of it to spend on labor costs. She hopes this loan will enable her to grow her cassava fruitfully and healthfully so as to sell it for a high price in order to make a living better in her family.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 54
    View loans »
    Cambodia Loans Fundraising
  • $38,691,025
    Funds lent in using Kiva
  • 4,031.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Naysi's Group's $500 loan helped a member to buy fertilizer for her cassava plantation.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
At end of term
Sep 5, 2012
Oct 11, 2012
Currency Exchange Loss:
Sep 17, 2013