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Karen Pamela
Karen has a small store where she sells rice, sugar and tuna and based on her sales she’s started to buy more to stock her store. She goes directly to the market to buy the merchandise at a low price. She works with her mother in the store from Monday to Monday from 6am until 9pm.

One of the work difficulties she has is the lack of credit to buy more products. With the loan she will buy vegetables, sweets and other products. One of her goals is to have a large store and to sell more things.
View original language description ↓
Karen tiene una tienda pequeña en donde vende arroz, azúcar, atún y en base a las ventas realizadas ha empezado a comprar y a surtir su tienda, ella va a comprar directo al mercado para obtener la mercadería a bajo a precio. Su trabajo lo hace con su mama con el negocio de lunes a lunes de 6:00am a 21:00pm.

Unas de sus dificultades en trabajo es la falta de crédito para comprar más productos. Con el préstamo va comprar legumbres, confitería y otros productos. Unas de sus metas tener una tienda grande y distribuir más cosas

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 75
    View loans »
    Ecuador Loans Fundraising
  • $24,585,975
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,575 helped Karen Pamela to buy stock merchandise for her store.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Sep 4, 2012
Oct 9, 2012
Currency Exchange Loss:
Sep 25, 2013