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Ray
Ray, 42, is a hardworking, dedicated man as well as cheerful and sociable. He lives with Delia who is a housewife and the mother of their four children: Jack, 21, Pitter, 17, Clar, 10, and Jamilet, 7, who he wants to provide a better quality of life for. He lives with his spouse and children comfortably in their own house.

Ray works selling spare parts for motorcycles and mototaxis. He provides tire repair services, oil change, lubrication, engine replacement and other functions. He also buys and sells small, second-hand vehicles. He repairs them and fixes them up leaving them in optimal condition so that he can sell them for a good price. To carry out these activities, he has a shop set up at home. He diligently takes care of all customers who come by requesting service. He’s been in business six years and works with help from his family. He considers his business to be quite profitable because of the high demand his products have thanks to the growth of motorcycle and mototaxi vehicular traffic in the city he lives in. He likes his business because he feels it’s the result of his efforts and dedication that he was able to make reality with his family’s help.

Fortunately, thanks to the good results he’s been having his income has increased and his road towards progress continues. This is why he wants to add new functions within his establishment and be able to offer a complete package of vehicular services because he feels he still lacks a few things.

This is his 4th MFP loan and he is grateful to all those who make his access to this financing possible because he’ll feel more confident about being able to make progress in his work. On the other hand, he commits to make his installment payments punctually. Likewise, he feels very at ease and backed up by the members of his communal bank.

He will use the requested 1,500 new soles to invest in his business buying motorcycle spare parts; he will also buy a second-hand mototaxi valued at 850 new soles that he will repair and put up for sale.
View original language description ↓
Ray, de 42 años de edad, es un hombre trabajador y empeñoso, además de alegre y sociable. Es conviviente con Delia quien es ama de casa y madre de sus 4 hijos Jack de 21, Pitter de 17, Clar de 10 y Jamilet de 7 años de edad a quienes desea brindarles una mejor calidad de vida. Vive en compañía de su pareja y sus hijos, instalados cómodamente en su casa propia. Ray se dedica a la venta de repuestos para motos y mototaxis, brinda servicio de vulcanizado, cambio de aceite, lubricación, bajada de motor y otras funciones. Además compra y vende vehículos menores de segundo uso a los cuales arregla, repara y los deja en óptimas condiciones para que pueda ofrecerlos a buen precio. Para desarrollar esta actividad cuenta con un local propio acondicionado en su casa. Atiende diligentemente a todos los clientes que acuden a solicitar su servicio. Lleva en este negocio 6 años y trabaja con la ayuda de su familia. Considera su negocio bastante rentable por la demanda que tiene sus productos gracias al constante crecimiento del sector vehicular de motos y mototaxis en la ciudad donde vive. Le gusta su negocio porque siente que es el resultado de su esfuerzo y empeño que pudo concretar gracias al apoyo de su familia. Afortunadamente gracias a los buenos resultados que esta obteniendo sus ingresos económicos se han incrementado y su camino al progreso continúa, es por ello que desea complementar nuevas funciones dentro de su establecimiento y contar con todo el paquete de servicio vehicular porque siente que aún faltan algunas cosas. Este es el crédito número 4 con MFP, por tanto agradece a quienes hacen posible su acceso a este financiamiento ya que así se sentirá mas seguro de avanzar con su trabajo, por otro lado se compromete a cumplir con el pago de sus cuotas de forma puntual, del mismo modo se siente muy tranquilo y respaldado por los integrantes de su banco comunal.
Con el monto solicitado de 1500 nuevos soles, los invertirá en su negocio en la compra de repuestos de motos, asimismo obtendrá un mototaxi de segundo uso valorizado en 850 nuevos soles al cual lo refaccionará y lo pondrá a la venta.

About Peru

  • $6,715
    Average annual income
  • 125
    View loans »
    Peru Loans Fundraising
  • $56,161,425
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Ray to buy motorcycle spare parts as well as a second-hand mototaxi.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 12, 2012
Listed
Oct 9, 2012
Currency Exchange Loss:
Possible
Ended:
Apr 17, 2013