Daniel is married, and he and his wife have three adult children; he has worked very hard to be able to give a them decent life and, above all, to help them become good people. When he has free time, he really likes reading and, on occasion, he really likes to eat one of his favorite dishes, "arroz chaufa" [fried rice].
Day after day, Daniel works in a law office. He works around eight hours a day, and he can take care of up to ten clients a day. He believes that his work is going well because he is very responsible and, above all, honest with his clients.
Daniel is very grateful to the Kiva lenders, since thanks to the help they have given, he will be able to make improvements to his house, like plastering, roof repairs, and more. In this way, he will be able to improve his family's quality of life and continue working to be able to make his biggest dream into a reality: finishing the construction of his house with quality materials.
Día a día Daniel trabaja en un estudio jurídico, el labora alrededor de 8 horas al día y puede atender hasta 10 clientes al día, el cree que le va bien en su trabajo porque es muy responsable y sobre todo honesto con los clientes.
Daniel está muy agradecido con los prestatarios Kiva ya que gracias a la ayuda que le han brindado el podrá, realizar mejoras en su vivienda como tarrajeo, refacción de techos, entre otros; de esta manera el podrá mejorar la calidad de vida de su familia y seguir trabajando para poder hacer realidad su más grande sueño:” Terminar de construir su casa de material noble”.
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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