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Humberto, 23, is from Cliza. He is single and has no children. He has been living away from his parents since he left for the city 4 years ago to study techniques for repairing cellular phones. He is in his second semester of university studies in systems engineering. In order to pay his educational expenses, he transports passengers. His union has passenger stops throughout the area and offers service to other areas. The fares are fixed according to the length of the trip. He also offers cellular repair services in a shop where he works on weekends to earn more income. He wants to open his own store to increase his income and needs some capital to buy parts for cellular phones.
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Humberto tiene 23 años, es de cliza, soltero y no tiene hijos, hace 4 años que vive separado de sus padres, por motivos de estudios salió a la ciudad a estudiar técnico en celulares para poder reparar, actualmente continua sus estudios en la universidad, esta estudiando Ingeniería de sistemas va en el segundo semestre, para poder solventar sus estudios trabaja en el transporte de pasajeros, este Sindicato cuenta con diferentes paradas en la zona donde brinda servicio de transporte de pasajeros a diferentes zonas, la tarifa de los pasajes es fija dependiendo de las distancias de recorrido, también presta servicio técnico de celulares, en una tienda donde esta empleado los fines de semanas, para generar mayores ingresos directos, ahora él quiere activar una tienda propia así tendrá mayores ingresos, y para esto necesita un pequeño capital para la compra de los repuestos de celulares.

Additional Information


CIDRE is a Bolivian microfinance institution with a strong social commitment to the community. It works to provide quality financial services to rural and peri-urban borrowers, focusing primarily on agricultural loans for dairy farmers and micro-enterprises. CIDRE targets segments of the population that have not traditionally had access to credit, and invests in much-needed community development projects. It is currently working with coca farmers in the Chapare region to replace coca with less controversial crops. Get more involved by joining the Friends of CIDRE lending team.

About Bolivia

  • $5,500
    Average annual income
  • 162
    View loans »
    Bolivia Loans Fundraising
  • $32,260,600
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD
A loan of $1,500 helped Humberto to buy parts for cellular phones.
Repayment Term
26 months (Additional Information)
Repayment Schedule
Sep 4, 2012
Oct 9, 2012
Currency Exchange Loss:
Nov 8, 2012