The Rayadas [the Striped Ones] are a support group made up of 5 hardworking women. It is called that because most of the members go the soccer game wearing stripes. Erika is a 27 year old young woman who is in a common law marriage and has 3 children aged 6, 5 and 2. Her husband is a driver and she is a stylist. She starting working first in a neighbor's salon and since she liked the work, she saved up some money to start buying things to open her own salon. The loan has helped her to buy salon chairs, chairs and products such as dyes, peroxide, masks, etc. Erika wants to own her own home and have a well established business, since she still lives in her parents' home and it's a little uncomfortable. The Rayadas group has almost never had problems and when they did have them they kept going ahead and supporting each other.
Las rayadas son un grupo solidario conformado por 5 mujeres muy trabajadoras, y llamado así porque la mayoría de sus integrantes le van al equipo de futbol rayados. Erika un una mujer joven de 27 años, vive en unión libre y tiene 3 hijos de 6, 5 y 2 años de edad. Su esposo es chofer y ella es estilista. Comenzó trabajando primero en una estética de una vecina y como le gustaba ese trabajo, se puso a juntar dinero para empezar a comprar cosas para hacerse de su propia estética. El crédito la ha ayudado a comprar sillones, sillas y productos como tintes, peróxidos,mascarillas, etc. Erika quiere tener su propia casa y su negocio bien establecido, ya que aun vive en casa de sus papas y para ella es u poco incomodo. El grupo de las rayadas casi nunca ha tenido problemas y cuando los tuvo salieron adelante apoyándose.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.