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Graciela
Graciela has been a client of the institution for two loan cycles. On this occasion, we are visiting her so that she can tell us about her business. Graciela says that she is 38 years old and has been married to Jesús for 20 years. Together they have formed a family with five children who attend school. In addition to having the children as dependents, they are also responsible for Jesús' mom as she is elderly and widowed. Graciela tells us "I have a butcher's shop which is a business I started together with my husband one year and ten months ago. We started it because my father-in-law used to have a butcher's shop and it was a good butcher's shop. However, when he died it passed into my brother-in-law's hands. My husband also wanted to set up his own butcher's shop and so we set one up. We rent our business premises. We started out with an old display case and a meat grinder. We couldn't buy new furniture because it was all very expensive. We gradually bought a meat saw, a new display case and a new freezer because the one that we had cost too much to run. We bought all these items through loans. We are requesting a new loan from Visión Found, so that we can make our last payment on the meat grinder. We would also like to buy more cattle because recently they have become too expensive. This is one of the biggest difficulties we face. The price of cattle has shot up and often we can't pay for them immediately. Very often we ask the cattle farmer if he can wait a certain amount of time before we pay him. Some cattle farmers are very understanding of the fact that we can't pay immediately but we have also met farmers who are not understanding and we have to pay them immediately with what we have available. This means that we often have to request loans. However, we have been able to get by and we have improved our business a lot because when we started out we only used to slaughter one or two animals a week. Now we are killing three or four animals a week. We have managed all this as a result of my husband's experience as he learned the business when he was very young, when he was 15 years old. My husband has always encouraged us to work very hard and work a lot so that we can make progress with our business. We always try to provide a very good service to our customers. We try to be very humanitarian with them. We make sure that the cattle farmers who sell us their animals do not sell us animals that have been raised with Clembuterol because we know that this is very bad for our customers. We do not want to lose customers and so we try not to raise our prices so that our customers don't feel a sharp blow to their wallets. We do this because we understand that very often they don't have enough money to buy more food. We hope to eventually have two further butcher's shops where we will have employees. We want to help people who really need a job. I would also like my children to study for a degree so that they can at least work".
View original language description ↓
La señora Graciela es la cliente de la institución desde hace dos ciclos esta vez la vistamos para que nos platicara acerca de su negocio, ella nos comenta que tiene 38 años de edad está casada con el señor Jesús desde hace 20 años juntos han formado una familia con 5 niños los cuales asisten a la escuela pero además de sus cinco hijos que dependen de ellos también la mama del señor Jesús ya que es una persona de la tercera edad y es viuda. Doña Graciela nos cuenta “Tengo una carnicería que es negocio que iniciamos mi esposo y yo desde hace un 1 año 10 meses y la iniciamos porque mi suegro tenía una carnicería y era un buen carnicera per o cuando murió paso a manos de mi cuñado entonces mi esposo también quería poner su propia carnicería y después de dos la iniciamos rentamos el local ahora en donde estamos, iniciamos con una vitrina viejita y un molino para carne no podíamos comprar mueble nuevos porque eran muy caros aunque poco a poco después compramos una sierra para carne, una vitrina nueva y un congelador nuevo porque el que teníamos gastaba mucha luz nos hicimos de todos estos muebles pidiendo prestado es por eso que solicitamos un nuevo crédito a la institución Visión Found para liquidar el último pago del molino para carne, también para poder comprar más ganado porque últimamente esta demasiado caro es una de las dificultades más grandes que presentamos porque el precio del ganado se disparo demasiado y muchas veces no podemos pagar al instante muchas veces le pedimos al ganadero que nos espere cierto tiempo para poderle pagar, algunos ganaderos son muy comprensivos que no podemos pagarle de inmediato pero también nos hemos encontrado con ganaderos que no nos entienden y tenemos que pagarles con lo que tengamos a disposición y por eso muchas veces tenemos que recurrir a pedir prestado. Sin embargo hemos podido salir adelante ya que hemos mejorado mucho porque cuando iniciamos solo sacrificábamos de una a dos animales por semana ahora ya matamos de tres a cuatro animales a la semana, todo esto lo hemos logrado a la experiencia de mi esposo ya que el aprendió del negocio desde muy pequeño a los 15 años, mi esposo siempre nos ha inculcado trabajar mucho y muy duro para sacar adelante el negocio, siempre tratamos de atender muy bien a la clientela tratamos de ser humanitarios con ellos, nosotros exigimos a los ganaderos que no nos vendan animales criados con Clembuterol, porque sabemos que eso es muy malo para nuestros clientes no nos gustaría perder clientes es por eso que tratamos de no subir el precio a nuestros clientes para que no sea un golpe a su bolsillo porque comprendemos que muchas veces no les alcanza para comprar más comida. Nosotros solo esperamos llegar a tener dos carnicerías más en donde tengamos empleados queremos ayudar a personas que verdaderamente necesitan de un trabajo y para mis hijos me gustaría que terminaran de estudiar una carrear corta en donde por lo menos puedan trabajar”

About Mexico

  • $11,249
    Average annual income
  • 7
    View loans »
    Mexico Loans Fundraising
  • $18,125,250
    Funds lent in using Kiva
  • 12.8
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,350 helped Graciela to buy cattle and to finish paying for a meat grinder.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 13, 2012
Listed
Oct 9, 2012
Currency Exchange Loss:
Possible
Ended:
Dec 15, 2012