Juan and his wife Rosario have been coffee growers for many years. They have 2 daughters and the whole family works in this activity. Juan is a member of the “Regional Union of Huatusco”. That is where he delivers all of his product so it can be processed and exported. During the last harvest Juan's crop wasn't very good due to weather conditions. Nonetheless, he is confident this year it will go much better for him. For the harvest Juan hires laborers who help him pick the coffee and he needs a loan to pay for their services.Juan thinks that within two years he will be able to increase his production considerably because he just planted new plants a short time ago. Among Juan's goals apart from the coffee are planting sugar cane on some land he isn't using.
Juan y su esposa Rosario son productores de café desde hace muchos años. Ellos tienen 2 hijas y entre toda la familia se dedican a esta actividad. Juan es socio de la “Unión Regional de Huatusco” y es allí en donde entrega toda su producción para que sea procesada y exportada. Durante la cosecha pasada la producción de Juan no fue muy buena debido a las condiciones climatológicas sin embargo confía en que este año le irá mucho mejor. Para la cosecha Juan contrata jornaleros que le ayuden a cortar el café y necesita un crédito para poder pagar sus servicios. Este crédito lo pagará al final de la cosecha. Dentro de 2 años Juan considera que podrá aumentar considerablemente su producción pues acaba de sembrar nuevas plantas hace poco. Entre las metas que tiene Juan aparte del café está la de sembrar caña en un terreno que tiene desocupado.
More information about this loan
These loans are designed to help farmers expand their existing crop yields and increase their incomes. The loans are designed to fit the agricultural cycle, allowing farmers to make purchases during the planting season and repay following the harvest. Coffee production loans help farmers maintain and grow their fields by cleaning, pruning, fertilizing, and conserving the grounds, delivering water, and replanting trees needed to shade the coffee plants.
La Union Regional de Pequeños Productores de Cafe Huatusco (or, La Union Regional) is a member-owned, Fair Trade-certified coffee cooperative based in the state of Veracruz, Mexico. Kiva helps fund loans for La Union Regional’s members, allowing them to plant more crops and convert to more profitable organic farming methods. La Union Regional is backed by Fair Trade USA and Green Mountain Coffee Roasters, which retails members’ coffee.
This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit.
Because La Union Regional’s core business is not microfinance, there is some level of additional risk for lenders. Kiva’s partnership with La Union Regional is unique and unprecedented. For this reason, Kiva has not assigned the organization a risk rating. More information can be found on La Union Regional’s partner page.