Update on Estrellitas GroupGuadalupe is 28 years old and stayed in school up to high school level. She is married and has three children. Two of her children attend elementary school. Guadalupe is a member of the Estrellitas group.
Three years ago, Guadalupe started selling soft drinks from her home to her friends and neighbors. She works to support her husband and her family with this additional income. She needs a loan to invest in buying a variety of soft drinks.
Guadalupe hopes that this loan will help her business to thrive because she would like her children to continue attending school and would like to continue supporting her husband. She will be able to provide her family with a better life.
The other members of this group are: Ines, who sells meat; Zacarías, who sells groceries; Deysi, who sells clothing; Rosa María, who sells tacos; Gregoria, who sells footwear; María Rosa, who sells tortillas, and Teodora who sells snacks.
Hace tres años, Guadalupe comenzó a vender refrescos en su casa a sus amigos y vecinos. Ella trabaja para apoyar a su esposo ya su familia con este ingreso adicional. Ella necesita un préstamo para invertir en la compra de variedad de refrescos.
Guadalupe espera que este crédito le ayudará a que su negocio prospere porque ella desea que sus hijos siguen asistiendo a la escuela y para seguir apoyando a su marido. Ella será capaz de proporcionar una vida mejor a su familia.
Los demas integrantes del grupo son: Ines vanta de carne, Zacarías venta de abarrotes, Deysi venta de ropa, Rosa María venta de tacos, Gregoria venta de calzado, María Rosa venta de tortillas y Teodora venta de antojitos.
Previous Loan DetailsThe group Estrellitas (little stars) consists of nine people who are very hardworking and happy. They have been developing their businesses in order to earn a little extra money and be able to give their families a better quality of life. This group is located in the Cañera zone, 15 minutes from… More from Estrellitas Group's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid